| Blog |
| DON'T MISS YOUR WINDOW OF OPPORTUNITY! |
| February 05th 2009 |
If you have ever dreamed of living the good life on the sunny Southern Oregon Coast now is the time to make your dream a reality. Prices have plunged, interest rates are fabulous and the selection is broad. Buyer's who couldn't afford the high prices during the run-up of home values in the 2004-2006 era can find bargains galore. But heed my warning- don't wait too long. The first sign that we have hit bottom and are starting to level out is when investors begin buying. That is starting to happen. The other thing to watch is although interest rates are good now, with the fed's printing money at an alarming rate, we may start experiencing inflation. When that happens interest rates will climb. Let's look at an example: Joe wanted a home that was priced a t $200,000. Let's say interest rates are now 5%. If he puts 20% down his monthly mortgage (interest and principal) would be $858.91 If he wanted to wait until the price dropped to $190,000 and put the same 20% down but interest rates went up to 5.5% his monthly payment would be $863.04. If interest went up a whole point his payment would be $911.32. So watch those rates and if they start climbing it might be the time to take action. The other thing to watch is that savvy buyers are now starting to cherry pick the best homes out of the market. Now that prices have come so far down they know that it is time to grab that nice one before they are all gone. Buyer's- it's an incredible market for you out there right now. If this is something you are really considering then you need at the very least to start developing a relationship with a great agent that will help you to become familiar with the local market, help you find a trustworthy lender and ease you through the process of home buying. Someone who will communicate with you, explain things in regular english and really listen to your needs. It's good news even for sellers if the bought before the run-up and are looking to buy another home. They may make less on their home when they sell it but they will pay less on their new one. Especially if you're moving up to a bigger or better home. If your home was worth $200,000 on the market in 2005 but the value has dropped 20% you have lost $40,000 you thought you would net. But if the new house you want to buy was $350,000 on the market in 2005 and it has dropped 20% you will save $75,000! Your net savings is $35,000. What a deal. If you have any questions or comments about the market here please contact me. I would love to talk to you about our local market. Warmly, Debby |
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415. Oprah Says:
May 20th 2009 08:50 am
416. Jack Says:
May 20th 2009 08:54 am
417. Jack Says:
May 20th 2009 08:55 am
418. Kelly Says:
May 20th 2009 08:58 am
419. Laura Says:
May 20th 2009 09:02 am
420. Patrick Says:
May 20th 2009 09:05 am
421. Hillary Says:
May 20th 2009 09:09 am
422. Hillary Says:
May 20th 2009 09:10 am
423. Hillary Says:
May 20th 2009 09:11 am
424. Xena Says:
May 20th 2009 09:17 am
425. Nora Says:
May 20th 2009 09:21 am
426. Nora Says:
May 20th 2009 09:23 am
427. Viktor Says:
May 20th 2009 09:34 am
428. Molly Says:
May 20th 2009 09:38 am
429. Music Says:
May 20th 2009 09:42 am
430. John Says:
May 20th 2009 09:47 am
431. Connro Says:
May 20th 2009 09:51 am
432. Graham Says:
May 20th 2009 09:55 am
433. Graham Says:
May 20th 2009 09:56 am
434. Anna Says:
May 20th 2009 09:59 am
435. Tina Says:
May 20th 2009 10:08 am
436. Quark Says:
May 20th 2009 10:12 am
437. Wallgreen Says:
May 20th 2009 10:16 am
438. Yalle Says:
May 20th 2009 10:22 am
439. Ivan Says:
May 20th 2009 10:25 am
440. Oprah Says:
May 20th 2009 10:29 am
441. Oprah Says:
May 20th 2009 10:30 am
442. Jack Says:
May 20th 2009 10:34 am
443. Kelly Says:
May 20th 2009 10:37 am
444. Laura Says:
May 20th 2009 10:41 am
445. Patrick Says:
May 20th 2009 10:44 am
446. Hillary Says:
May 20th 2009 10:50 am
447. Hillary Says:
May 20th 2009 10:51 am
448. Federick Says:
May 20th 2009 10:54 am
449. Federick Says:
May 20th 2009 10:55 am
450. Nora Says:
May 20th 2009 11:00 am
451. Nora Says:
May 20th 2009 11:01 am
452. Michael Says:
May 20th 2009 11:04 am
453. Michael Says:
May 20th 2009 11:05 am
454. Lina Says:
May 20th 2009 11:09 am
455. Viktor Says:
May 20th 2009 11:13 am
456. Molly Says:
May 20th 2009 11:17 am
457. John Says:
May 20th 2009 11:25 am
458. Connro Says:
May 20th 2009 11:29 am
459. Graham Says:
May 20th 2009 11:32 am
460. Graham Says:
May 20th 2009 11:35 am
461. Graham Says:
May 20th 2009 11:36 am
462. Anna Says:
May 20th 2009 11:40 am
463. Anna Says:
May 20th 2009 11:40 am
464. Anna Says:
May 20th 2009 11:41 am
465. Lee Says:
May 20th 2009 11:45 am
466. Lee Says:
May 20th 2009 11:45 am
467. Lee Says:
May 20th 2009 11:46 am
468. Tina Says:
May 20th 2009 11:50 am
469. Tina Says:
May 20th 2009 11:50 am
470. Tina Says:
May 20th 2009 11:51 am
471. Quark Says:
May 20th 2009 11:56 am
472. Wallgreen Says:
May 20th 2009 11:59 am
473. Wallgreen Says:
May 20th 2009 12:01 pm
474. Riston Says:
May 20th 2009 12:03 pm
475. Oprah Says:
May 20th 2009 12:19 pm
476. Jack Says:
May 20th 2009 12:23 pm
477. Kelly Says:
May 20th 2009 12:28 pm
478. Kelly Says:
May 20th 2009 12:29 pm
479. Patrick Says:
May 20th 2009 12:36 pm
480. Hillary Says:
May 20th 2009 12:41 pm
481. Federick Says:
May 20th 2009 12:46 pm
482. Michael Says:
May 20th 2009 12:59 pm
483. Lina Says:
May 20th 2009 01:02 pm
484. Viktor Says:
May 20th 2009 01:06 pm
485. Music Says:
May 20th 2009 01:14 pm
486. Music Says:
May 20th 2009 01:15 pm
487. Connro Says:
May 20th 2009 01:23 pm
488. Graham Says:
May 20th 2009 01:27 pm
489. Anna Says:
May 20th 2009 01:31 pm
490. Anna Says:
May 20th 2009 01:31 pm
491. Lee Says:
May 20th 2009 01:35 pm
492. Tina Says:
May 20th 2009 01:39 pm
493. Wallgreen Says:
May 20th 2009 01:48 pm
494. Riston Says:
May 20th 2009 01:50 pm
495. Yalle Says:
May 20th 2009 01:55 pm
496. Oprah Says:
May 20th 2009 02:03 pm
497. Jack Says:
May 20th 2009 02:07 pm
498. Kelly Says:
May 20th 2009 02:10 pm
499. Kelly Says:
May 20th 2009 02:11 pm
500. Kelly Says:
May 20th 2009 02:12 pm
501. Patrick Says:
May 20th 2009 02:18 pm
502. Federick Says:
May 20th 2009 02:27 pm
503. Xena Says:
May 20th 2009 02:30 pm
504. Nora Says:
May 20th 2009 02:35 pm
505. Nora Says:
May 20th 2009 02:35 pm
506. Nora Says:
May 20th 2009 02:36 pm
507. Michael Says:
May 20th 2009 02:39 pm
508. Lina Says:
May 20th 2009 02:42 pm
509. Viktor Says:
May 20th 2009 02:47 pm
510. Molly Says:
May 20th 2009 02:51 pm
511. John Says:
May 20th 2009 02:56 pm
512. Connro Says:
May 20th 2009 02:59 pm
513. Graham Says:
May 20th 2009 03:03 pm
514. Graham Says:
May 20th 2009 03:04 pm
515. Anna Says:
May 20th 2009 03:09 pm
516. Anna Says:
May 20th 2009 03:08 pm
517. Lee Says:
May 20th 2009 03:12 pm
518. Tina Says:
May 20th 2009 03:16 pm
519. Quark Says:
May 20th 2009 03:21 pm
520. Wallgreen Says:
May 20th 2009 03:25 pm
521. Riston Says:
May 20th 2009 03:29 pm
522. Yalle Says:
May 20th 2009 03:33 pm
523. Yalle Says:
May 20th 2009 03:35 pm
524. Ivan Says:
May 20th 2009 03:37 pm
525. Ivan Says:
May 20th 2009 03:38 pm
526. Oprah Says:
May 20th 2009 03:41 pm
527. Kelly Says:
May 20th 2009 03:57 pm
528. Laura Says:
May 20th 2009 04:02 pm
529. Patrick Says:
May 20th 2009 04:06 pm
530. Patrick Says:
May 20th 2009 04:06 pm
531. Federick Says:
May 20th 2009 04:14 pm
532. Nora Says:
May 20th 2009 04:23 pm
533. Nora Says:
May 20th 2009 04:24 pm
534. Michael Says:
May 20th 2009 04:27 pm
535. Lina Says:
May 20th 2009 04:31 pm
536. Lina Says:
May 20th 2009 04:32 pm
537. Viktor Says:
May 20th 2009 04:35 pm
538. Molly Says:
May 20th 2009 04:39 pm
539. Music Says:
May 20th 2009 04:43 pm
540. Connro Says:
May 20th 2009 04:51 pm
541. Graham Says:
May 20th 2009 04:56 pm
542. Anna Says:
May 20th 2009 05:00 pm
543. Lee Says:
May 20th 2009 05:04 pm
544. Quark Says:
May 20th 2009 05:12 pm
545. Quark Says:
May 20th 2009 05:13 pm
546. Wallgreen Says:
May 20th 2009 05:16 pm
547. Riston Says:
May 20th 2009 05:20 pm
548. Ivan Says:
May 20th 2009 05:31 pm
549. Jack Says:
May 20th 2009 05:38 pm
550. Jack Says:
May 20th 2009 05:39 pm
551. Kelly Says:
May 20th 2009 05:43 pm
552. Kelly Says:
May 20th 2009 05:44 pm
553. Kelly Says:
May 20th 2009 05:44 pm
554. Laura Says:
May 20th 2009 05:46 pm
555. Patrick Says:
May 20th 2009 05:50 pm
556. Patrick Says:
May 20th 2009 05:52 pm
557. Hillary Says:
May 20th 2009 05:55 pm
558. Hillary Says:
May 20th 2009 05:56 pm
559. Xena Says:
May 20th 2009 06:04 pm
560. Xena Says:
May 20th 2009 06:05 pm
561. Nora Says:
May 20th 2009 06:10 pm
562. Nora Says:
May 20th 2009 06:10 pm
563. Michael Says:
May 20th 2009 06:12 pm
564. Michael Says:
May 20th 2009 06:12 pm
565. Lina Says:
May 20th 2009 06:17 pm
566. Lina Says:
May 20th 2009 06:18 pm
567. Viktor Says:
May 20th 2009 06:22 pm
568. John Says:
May 20th 2009 06:35 pm
569. John Says:
May 20th 2009 06:36 pm
570. Connro Says:
May 20th 2009 06:39 pm
571. Connro Says:
May 20th 2009 06:40 pm
572. Connro Says:
May 20th 2009 06:40 pm
573. Graham Says:
May 20th 2009 06:45 pm
574. Anna Says:
May 20th 2009 06:49 pm
575. Tina Says:
May 20th 2009 06:58 pm
576. Quark Says:
May 20th 2009 07:01 pm
577. Riston Says:
May 20th 2009 07:11 pm
578. Yalle Says:
May 20th 2009 07:14 pm
579. Yalle Says:
May 20th 2009 07:15 pm
580. Ivan Says:
May 20th 2009 07:18 pm
581. Oprah Says:
May 20th 2009 07:23 pm
582. Jack Says:
May 20th 2009 07:27 pm
583. Jack Says:
May 20th 2009 07:27 pm
584. Jack Says:
May 20th 2009 07:28 pm
585. Laura Says:
May 20th 2009 07:36 pm
586. Patrick Says:
May 20th 2009 07:40 pm
587. Hillary Says:
May 20th 2009 07:44 pm
588. Federick Says:
May 20th 2009 07:47 pm
589. Federick Says:
May 20th 2009 07:48 pm
590. Federick Says:
May 20th 2009 07:48 pm
591. Nora Says:
May 20th 2009 07:55 pm
592. Michael Says:
May 20th 2009 07:59 pm
593. Michael Says:
May 20th 2009 08:00 pm
594. Lina Says:
May 20th 2009 08:03 pm
595. Lina Says:
May 20th 2009 08:05 pm
596. Viktor Says:
May 20th 2009 08:08 pm
597. Viktor Says:
May 20th 2009 08:09 pm
598. Molly Says:
May 20th 2009 08:12 pm
599. Music Says:
May 20th 2009 08:17 pm
600. John Says:
May 20th 2009 08:21 pm
601. John Says:
May 20th 2009 08:22 pm
602. John Says:
May 20th 2009 08:22 pm
603. Connro Says:
May 20th 2009 08:26 pm
604. Graham Says:
May 20th 2009 08:29 pm
605. Anna Says:
May 20th 2009 08:34 pm
606. Lee Says:
May 20th 2009 08:37 pm
607. Tina Says:
May 20th 2009 08:42 pm
608. Quark Says:
May 20th 2009 08:46 pm
609. Wallgreen Says:
May 20th 2009 08:49 pm
610. Wallgreen Says:
May 20th 2009 08:50 pm
611. Wallgreen Says:
May 20th 2009 08:51 pm
612. Riston Says:
May 20th 2009 08:54 pm
613. Yalle Says:
May 20th 2009 08:58 pm
614. Ivan Says:
May 20th 2009 09:02 pm
615. Oprah Says:
May 20th 2009 09:07 pm
616. Kelly Says:
May 20th 2009 09:13 pm
617. Laura Says:
May 20th 2009 09:17 pm
618. Patrick Says:
May 20th 2009 09:22 pm
619. Hillary Says:
May 20th 2009 09:28 pm
620. Hillary Says:
May 20th 2009 09:29 pm
621. Federick Says:
May 20th 2009 09:31 pm
622. Xena Says:
May 20th 2009 09:35 pm
623. Nora Says:
May 20th 2009 09:39 pm
624. Nora Says:
May 20th 2009 09:40 pm
625. Michael Says:
May 20th 2009 09:42 pm
626. Michael Says:
May 20th 2009 09:43 pm
627. Lina Says:
May 20th 2009 09:47 pm
628. Viktor Says:
May 20th 2009 09:51 pm
629. Viktor Says:
May 20th 2009 09:52 pm
630. Molly Says:
May 20th 2009 09:55 pm
631. Molly Says:
May 20th 2009 09:56 pm
632. Music Says:
May 20th 2009 10:00 pm
633. John Says:
May 20th 2009 10:03 pm
634. John Says:
May 20th 2009 10:04 pm
635. Connro Says:
May 20th 2009 10:07 pm
636. Connro Says:
May 20th 2009 10:08 pm
637. Lee Says:
May 20th 2009 10:20 pm
638. Quark Says:
May 20th 2009 10:27 pm
639. Wallgreen Says:
May 20th 2009 10:32 pm
640. Riston Says:
May 20th 2009 10:36 pm
641. Riston Says:
May 20th 2009 10:37 pm
642. Riston Says:
May 20th 2009 10:37 pm
643. Yalle Says:
May 20th 2009 10:41 pm
644. Ivan Says:
May 20th 2009 10:44 pm
645. Jack Says:
May 20th 2009 10:52 pm
646. Jack Says:
May 20th 2009 10:53 pm
647. Kelly Says:
May 20th 2009 10:56 pm
648. Laura Says:
May 20th 2009 11:01 pm
649. Hillary Says:
May 20th 2009 11:10 pm
650. Hillary Says:
May 20th 2009 11:10 pm
651. Federick Says:
May 20th 2009 11:14 pm
652. Xena Says:
May 20th 2009 11:19 pm
653. Nora Says:
May 20th 2009 11:22 pm
654. Nora Says:
May 20th 2009 11:22 pm
655. Nora Says:
May 20th 2009 11:23 pm
656. Lina Says:
May 20th 2009 11:30 pm
657. Molly Says:
May 20th 2009 11:40 pm
658. Molly Says:
May 20th 2009 11:41 pm
659. Molly Says:
May 20th 2009 11:42 pm
660. Music Says:
May 20th 2009 11:44 pm
661. Music Says:
May 20th 2009 11:45 pm
662. John Says:
May 20th 2009 11:49 pm
663. John Says:
May 20th 2009 11:50 pm
664. Lee Says:
May 21st 2009 12:06 am
665. Tina Says:
May 21st 2009 12:11 am
666. Quark Says:
May 21st 2009 12:14 am
667. Wallgreen Says:
May 21st 2009 12:20 am
668. Wallgreen Says:
May 21st 2009 12:20 am
669. Riston Says:
May 21st 2009 12:21 am
670. Yalle Says:
May 21st 2009 12:27 am
671. Ivan Says:
May 21st 2009 12:32 am
672. Jack Says:
May 21st 2009 12:40 am
673. Kelly Says:
May 21st 2009 12:44 am
674. Laura Says:
May 21st 2009 12:47 am
675. Laura Says:
May 21st 2009 12:48 am
676. Patrick Says:
May 21st 2009 12:52 am
677. Patrick Says:
May 21st 2009 12:53 am
678. Hillary Says:
May 21st 2009 12:57 am
679. Hillary Says:
May 21st 2009 12:59 am
680. Federick Says:
May 21st 2009 01:03 am
681. Nora Says:
May 21st 2009 01:11 am
682. Nora Says:
May 21st 2009 01:12 am
683. Michael Says:
May 21st 2009 01:14 am
684. Lina Says:
May 21st 2009 01:20 am
685. Viktor Says:
May 21st 2009 01:23 am
686. Molly Says:
May 21st 2009 01:29 am
687. Music Says:
May 21st 2009 01:33 am
688. John Says:
May 21st 2009 01:37 am
689. John Says:
May 21st 2009 01:37 am
690. John Says:
May 21st 2009 01:38 am
691. Connro Says:
May 21st 2009 01:42 am
692. Connro Says:
May 21st 2009 01:42 am
693. Graham Says:
May 21st 2009 01:45 am
694. Anna Says:
May 21st 2009 01:49 am
695. Lee Says:
May 21st 2009 01:52 am
696. Tina Says:
May 21st 2009 01:58 am
697. Quark Says:
May 21st 2009 02:02 am
698. Quark Says:
May 21st 2009 02:03 am
699. Wallgreen Says:
May 21st 2009 02:05 am
700. Wallgreen Says:
May 21st 2009 02:07 am
701. Yalle Says:
May 21st 2009 02:16 am
702. Oprah Says:
May 21st 2009 02:25 am
703. Jack Says:
May 21st 2009 02:29 am
704. Jack Says:
May 21st 2009 02:30 am
705. Jack Says:
May 21st 2009 02:30 am
706. Kelly Says:
May 21st 2009 02:35 am
707. Laura Says:
May 21st 2009 02:39 am
708. Patrick Says:
May 21st 2009 02:43 am
709. Hillary Says:
May 21st 2009 02:46 am
710. Federick Says:
May 21st 2009 02:51 am
711. Xena Says:
May 21st 2009 02:56 am
712. Xena Says:
May 21st 2009 02:56 am
713. Xena Says:
May 21st 2009 02:57 am
714. Nora Says:
May 21st 2009 03:00 am
715. Nora Says:
May 21st 2009 03:01 am
716. Michael Says:
May 21st 2009 03:05 am
717. Viktor Says:
May 21st 2009 03:15 am
718. Molly Says:
May 21st 2009 03:20 am
719. Music Says:
May 21st 2009 03:24 am
720. John Says:
May 21st 2009 03:29 am
721. Connro Says:
May 21st 2009 03:33 am
722. Anna Says:
May 21st 2009 03:41 am
723. Anna Says:
May 21st 2009 03:42 am
724. Wallgreen Says:
May 21st 2009 03:56 am
725. Wallgreen Says:
May 21st 2009 03:57 am
726. Riston Says:
May 21st 2009 04:00 am
727. Riston Says:
May 21st 2009 04:01 am
728. Oprah Says:
May 21st 2009 04:12 am
729. Jack Says:
May 21st 2009 04:16 am
730. Kelly Says:
May 21st 2009 04:20 am
731. Laura Says:
May 21st 2009 04:25 am
732. Federick Says:
May 21st 2009 04:37 am
733. Nora Says:
May 21st 2009 04:46 am
734. Michael Says:
May 21st 2009 04:52 am
735. Lina Says:
May 21st 2009 04:54 am
736. Lina Says:
May 21st 2009 04:56 am
737. Viktor Says:
May 21st 2009 05:00 am
738. Molly Says:
May 21st 2009 05:03 am
739. Molly Says:
May 21st 2009 05:05 am
740. Music Says:
May 21st 2009 05:08 am
741. Music Says:
May 21st 2009 05:09 am
742. John Says:
May 21st 2009 05:12 am
743. Connro Says:
May 21st 2009 05:17 am
744. Connro Says:
May 21st 2009 05:18 am
745. Graham Says:
May 21st 2009 05:20 am
746. Graham Says:
May 21st 2009 05:21 am
747. Tina Says:
May 21st 2009 05:34 am
748. Quark Says:
May 21st 2009 05:37 am
749. Wallgreen Says:
May 21st 2009 05:42 am
750. Wallgreen Says:
May 21st 2009 05:43 am
751. Yalle Says:
May 21st 2009 05:51 am
752. Ivan Says:
May 21st 2009 05:57 am
753. Oprah Says:
May 21st 2009 06:00 am
754. Jack Says:
May 21st 2009 06:04 am
755. Kelly Says:
May 21st 2009 06:08 am
756. Laura Says:
May 21st 2009 06:12 am
757. Patrick Says:
May 21st 2009 06:19 am
758. Hillary Says:
May 21st 2009 06:23 am
759. Federick Says:
May 21st 2009 06:26 am
760. Xena Says:
May 21st 2009 06:31 am
761. Nora Says:
May 21st 2009 06:38 am